• Bank Accounts Wallet Card
    Security

    How Many Bank Accounts Is Too Many?

    How many bank accounts do you have? Do you prefer to keep it simple and just have a current and a savings account, or are you of the opinion that, like shoes or cookbooks, you can never have too many? But just how many bank accounts is too many? And can numerous bank accounts actually harm your financial situation? Here we explore the pros and cons.

  • Fingerprint Security
    Criminal Law

    5 Things You Should Do If You Lose Your Birth Certificate or Social Security Card

    There are certain documents that you should always store safely due to the nature of the information that they carry. For instance, your birth certificate and your social security card contain information that can easily be used to commit crimes if they fall into the wrong hands. Unfortunately, sometimes things happen, and you end up losing them. So what do you do in such a case? To help you stay safe, here are 5 things you should do if you lose your birth certificate or social security card. 1. Report to the police It may sound trivial, but this is the most important step you should take in case you…

  • Entrepreneur Working
    Management

    Tips For Surviving Your First Year As a Business Owner

    Owning your first business is an exciting milestone for an entrepreneur. Statistics say that only 50% of businesses make it past the first 5 years. Therefore the first year is crucial when it comes to setting the tone for your business’s success. When it comes to your business being successful it takes a consistent effort to follow through and make sure that you apply all of the tips that you get.  Here are some of the best for getting through your first year, and ensuring you stay successful and continue to grow. Make Sure You Have All The Right Tools When it comes to setting yourself up for success you…

  • Bankruptcy
    Corporate Law

    Seven Qualities of the Best Bankruptcy Attorneys

    Filing for bankruptcy is mostly a voluntary decision and a lawyer only guides you by giving you a list of your best debt relief options. However, once you decide to file for bankruptcy, then you will need the best lawyer to take you through that tough financial crisis. For you to get that needed fresh start after filing the bankruptcy petition, you will need a good lawyer by your side. This lawyer possesses the following qualities: 1. Highly experienced An experienced lawyer should have actively and successfully practiced bankruptcy law for some years. With the experience gained, the lawyer will understand local laws, local Atlanta court rulings on such cases,…

  • Business Growth Staff Money
    Accounting,  Finance,  Management

    Financial Tips For The Discerning Small Business Owner

    It's quite amazing that seven years on from the financial crisis, access to credit is tough for small businesses. It tells you that we're probably not out of the woods yet and that there is likely to be more hardship to come. Small businesses need to do all they can to prepare for tomorrow's risks today. And that means seriously looking at whether your finances are as good as they could be.

  • Credit Cards
    Finance

    Advantages of Businesses Accepting Credit Cards

    Many customers only deal with businesses that have credit cards as payment options. They can decide to restrict their transactions to businesses that have a provision for credit card payments. This is an important consideration for modern and competitive businesses. If you run a business and enable payments to be made through credit cards, you will gain a competitive advantage over those that do not. Decline of Cash Transactions Debit and credit card payments continue to be on the increase as fewer consumers choose to use cash or checks. There has been a steady decline of cash and checks being used for transactions over the years. Along with the increased…

  • Write Business Plan
    Finance

    How to Write a Business Plan that Secures Funding

    Simply having a great business idea is not enough, one needs strong capital support from investors in order to make their idea a reality. The best way to acquire funds is to lay out a good business plan as financiers require a solid plan to evaluate an investment opportunity. Through a business plan, you can communicate your new business idea’s potential to investors in a logical and convincing manner. Writing an effective business plan may seem like a tedious task but it is critical in helping potential investors assess the business risks before investing in the company. When working towards building a workable business plan, ensure that it clearly and…

  • Internet

    Sharks Tanked: Alternatives As Tech Startup Funding Declines

    We’ve all heard of frugal individuals tightening their belts, but venture capitalists cut off circulation to their legs in 2012. Nationwide spending on startups dropped 10 percent in 2012, and the number of total deals dropped 6 percent, according to the quarterly Moneytree Report based on data supplied by Thompson Reuters. North Texas saw one of the most dramatic declines as venture funding dropped 79 percent and total deals fell 18 percent from 2011. The anti-climactic IPO of Facebook was one of the primary culprits in venture capitalists shying away from tech startups. But there is still plenty of money to be had out there and here we provide some…

  • Business Tools,  Management

    Tips to Make the Most of Small Business Growth

    The U.S. economy received a bit of good news recently. According to accounting software firm Intuit, small business employment increased 0.11% in January, led by the construction industry’s 0.3% rise in revenue. Small businesses owners hope this uptick is the beginning of a prosperous 2013. As your small business grows, how you handle momentum can determine whether you’re headed for future franchises or foreclosure. Business success means you’ve found a product, service or cocktail of the two that consumers value, but that doesn’t mean you should quit taking risks. From rewards-generating credit cards to a productivity-boosting business culture, try these tips to promote continued success. Reward Your Hard Work Start-ups…

  • Accounting Calculator Taxes
    Accounting

    The Benefits of Hiring an Accountant

    Whether you are a small business, self-employed or even just looking to cut a little aggravation out of your life, it is time for you to think about hiring an accountant. An accountant is someone who is meant to help you with your financial situation, and there are plenty of reasons to find a good one who will take on your accounts and with whom you can consult at least once a year at tax season. Even if money is a bit tight, take a moment to think about why you might want to hire an accountant for your own uses. Tax Breaks In many cases, a tax accountant can…